Professional Experience
Risk Consulting to commerce, industry and government; Management Consulting, Market Research, Product Development, Regulatory Compliance & Underwriting Consulting to the insurance, self-insurance and reinsurance industry; Expert witness and litigation support.
Provided alternative risk management services and transfer products nationwide to independent agents, program administrators, self-insurers, self-insured groups, insurance carriers, captive insurers, reinsurers, associations, affinity groups and other entities willing and able to bear risk.
Midwest Employers is a wholly owned subsidiary of W.R. Berkley and provides excess workers’ compensation, alternative risk, insurance, reinsurance products and consulting services to risk-bearing employers and entities nationwide on both a primary and excess basis.
Managing General Agent & Underwriter: marketing, underwriting and claims management of workers’ compensation to and through third party administrators, agents and brokers
AmComp was one of the largest workers’ compensation carriers in Florida with gross written premiums over $150 million. Developed a program allowing AmComp to go from writing business in one state to over twenty states in 18 months.
Coordinated risk management to national account clients.
Managed and marketed a managed care workers’ compensation program. Incorporated and managed ManagedCare Mutual Captive Insurance Company (Georgia’s 2nd domiciled captive).
Developed, managed and marketed the Day’s Inn Franchisee Insurance Program, Central Bank’s Correspondent Banking Program and Peachstate Underwriters Trust, a workers’ compensation self-insured fund in Georgia.
General Insurance Agencies - Insurance underwriting, marketing, sales & service.
Education
Auburn University, B.A. Communications, 1979
Coles Graduate School of Business, Kennesaw State University
Professional Designations
1988 Chartered Property & Casualty Underwriter (CPCU)
1991 Associate in Risk Management (ARM)
1999 Associate in Reinsurance (ARe)
2008 Registered Professional Adjuster (RPA)
Associations
Society of Risk Management Consultants - Associate
Gerson Lehrman Group Consulting Council
Reuter's Insight Community of Experts
Standard & Poor's Society of Industry Leaders
Defense Research Institute Expert Witness
Registered Professional Adjusters Association
North Alabama Society of Chartered Property & Casualty Underwriters, Director 1994-1997
Atlanta Chapter of the Society of CPCU 1988-1993
Georgia Captive Insurance Company Association 1991-1994 & 2003-2007
Georgia Independent Agents Association 1988-1993
Alabama Independent Agents Association 1978-1988 & 1994-1998
Self-Insured Institute of America 2001-2006
Florida Association of Self-Insurers 2001-2006
Georgia Captive Insurance Company Association 2003-2007
Captive Insurance Company Association 2003-2007
Chartered Property Casualty Underwriter Course Study
Foundations of Risk Management, Insurance, and Professionalism; Insurance Operations, Regulation, and Statutory Accounting; The Legal Environment of Insurance; Business and Financial Analysis; Commercial Property Risk Management and Insurance; Commercial Liability Risk Management and Insurance; Survey of Personal Risk Management, Insurance, and Financial Planning; Personal Risk Management and Property-Liability Insurance; Personal Financial Planning; Survey of Commercial Risk Management and Insurance; Financial Services Institutions.
Associate in Risk Management Course Study
Risk Assessment - Establishing Risk Management Programs; The Risk Management Process; Legal Foundations of Liability Loss Exposures; Assessing Property, Liability, Personnel, and Net Income Loss Exposures; Management Liability and Corporate Governance; Forecasting Losses; and Cash Flow Analysis.
Risk Control - Controlling Property, Personnel, Liability, and Net Income Loss Exposures; Intellectual Property Loss Exposures; Criminal Loss Exposures; Disaster Recovery for Property Loss Exposures; Understanding Claim Administration; Fleet Operations Loss Exposures; Environmental Loss Exposures; Understanding System Safety; Motivating and Monitoring Risk Control Activities.
Risk Financing - Understanding Risk Financing; Insurance as a Risk Financing Technique; Insurance Plan Design; Reinsurance and Self-Insurance; Retrospective Rating Plans; Captive Insurance Plans; Finite and Integrated Risk Insurance Plans; Capital Market Risk Financing Plans; Forecasting Accidental Losses; Self-Insurance Plans; and Purchasing Insurance and Other Risk Financing Services and Risk Financing Needs.
Associate in Reinsurance Course Study
Primary Insurance Coverage - Overview of Personal Insurance, Personal Auto, Homeowners Insurance, Miscellaneous Personal Insurance Coverage, Commercial Property Insurance, Business Income Insurance, Inland and Ocean Marine, Commercial General Liability, Commercial Auto, and Workers Compensation and Employers Liability Insurance.
Reinsurance Principles and Practices - Introduction to Reinsurance, Types of Reinsurance and Reinsurance Program Design, The Reinsurance Placement Process, Common Reinsurance Treaty Clauses, Quota Share Treaties, Surplus Share Treaties, Property Per Risk Excess of Loss Treaties, Casualty Excess of Loss Treaties, Catastrophe Reinsurance, Aggregate Excess of Loss Treaties, Reinsurance Audits, Reinsurance Regulation, Reinsurance Aspects of the NAIC Annual Statement, and Reserves.
Registered Professional Adjuster Course Study
Claims Adjusting Principles and Practices - Insurance Carrier Claims Management and Third Party Claims Administration, First & Third Party Claims: Property, General Liability, Automobile Liability & Physical Damage, Workers’ Compensation, Management Liability, Professional Liability, Errors & Omissions Liability, Fiduciary Liability, Surety & Fidelity Bond Claims, Admiralty Law, Marine Employers Liability, Protection & Indemnity Claims. The concept of Indemnity; Wrongful Acts; Fair Claims Settlement Practices and Unfair Claims Settlement Practices.
